If you recently received a call, voicemail, or letter from RnR Money Recovery Experts regarding foreclosure surplus funds, you may be wondering what this is all about.

You might be asking yourself:

Is this legitimate?

Why was I contacted?

Is there really money that could belong to me or my family?

Is this some kind of scam?

Does this cost me any money?

Those are fair questions.

In fact, if someone unexpectedly contacted us about money, we would probably have many of the same questions.

Our goal is simple: to help you understand why you may have been contacted, explain how the foreclosure surplus process works, help you understand your options, and provide clear, honest information so you can make the decision that is right for you.

Take your time.

Read the information.

Ask questions.

Talk with your family if you would like.

Learn as much as you need before deciding what you would like to do next.

Whether you choose to pursue a claim on your own, work with an attorney, hire another company, or ask RnR to assist you, we believe you should understand the process before making that decision.

Is This Real or a Scam?

If your first reaction was, “This has to be a scam,” you are not alone.

Most people are understandably cautious when they receive an unexpected phone call or letter about money. Unfortunately, there are scams involving unclaimed money, inheritances, and other financial matters. Being careful is not only reasonable—it is smart.

That is why we encourage you to ask questions, verify information, and never feel pressured into making a decision.

At RnR Money Recovery Experts, we believe you should understand the process before deciding whether to move forward with anyone—including us.

If we contacted you, it is because our research indicated there may be foreclosure surplus funds connected to you, a family member, or an estate in which you may have an interest.

We encourage you to verify any information we provide. Ask questions. Request documentation. Do your own research. An informed decision is always the best decision.

Why Was I Contacted?

Every year, properties are sold through foreclosure proceedings.

Sometimes those properties sell for more than the amount needed to pay the debt, court costs, and other required expenses. When that happens, money may remain after the sale. These remaining funds are commonly called foreclosure surplus funds or surplus proceeds.

Our company researches records to identify situations where surplus funds may exist and then works to identify people who may have a legal interest in those funds.

Being contacted does not automatically mean you are entitled to receive the money.

Additional research is often necessary to determine who has a legal right to claim the funds. Depending on the circumstances, there may be other heirs, outstanding liens, probate issues, court requirements, or other factors that affect who is ultimately entitled to receive the money.

Our purpose in contacting you is simply to let you know that a potential claim may exist and to provide information so you can decide what, if anything, you would like to do next.

What Are Foreclosure Surplus Funds?

When a property is sold at a foreclosure sale, the proceeds from that sale are used to pay certain debts and expenses.

If there is money remaining after those obligations have been paid, the remaining amount is generally referred to as foreclosure surplus funds.

Depending on the laws of the state and the facts of the individual case, those funds may belong to the former property owner or to other people who have a legal right to claim them.

Every case is different.

The amount shown in records is not always the amount that will ultimately be paid. Additional claims, liens, court orders, probate matters, or other legal issues may affect the final distribution.

This is one of the reasons it is important to understand the process before making assumptions about how much money may ultimately be available.

Does This Cost Me Any Money?

This is one of the most common questions we receive, and it is an important one.

There are no upfront or out-of-pocket costs for RnR Money Recovery Experts’ surplus recovery services.

We work on a contingency basis, which means we are paid only if funds are successfully recovered and distributed under our agreement. If no funds are recovered, you do not owe RnR for our surplus recovery services.

In some situations, additional legal steps—such as opening a probate estate—may be necessary before a claim can move forward. If that happens, those services will be discussed with you in advance by the attorney handling the matter. You will have the opportunity to understand any potential costs and decide how you would like to proceed before making a commitment.

When an attorney is needed to assist with the surplus recovery claim itself, many of the attorneys we work with also handle these matters on a contingency basis. This means they are generally paid only if funds are successfully recovered—not before.

Important Information

Every foreclosure surplus claim is different. The information provided on this website is intended for general educational purposes and should not be considered legal advice.

RnR Money Recovery Experts, LLC is not a law firm and does not provide legal advice. When legal assistance is needed, we may work with licensed attorneys who can provide guidance regarding the specific legal issues involved in a claim.

We believe people deserve clear information before making decisions about their money.